Friday, April 15, 2011

Pension crisis



Pension crisis

I do not think that any elected officials have a viable solution to the pension deficit issue which will continue to grow.
As I said before there is no simple solution. This is an issue that affects every level of government (City, County, State, Federal, Etc.). No one solution or one individual can solve this problem. It would take a committee with multitude of financial planners and an open mind to modify the plan as it progresses, when some facets of the plan do not work as anticipated.
But as the crisis grows, we as people of this great country must put our differences aside and work for the common goals and restore our City, State and the Nation to the spirit of our founding fathers.
I think that every politician or candidate should state what they propose to do to correct the situation and not attack their opponent or the opposition.
Tell me and or show me what you can do, not what the other did not do or did wrong.
Action speaks louder than words.
We need to remain vigilant, especially as the City of Los Angeles is facing a monumental fiscal crisis.
Public confidence in the integrity of the Government is indispensable to faith in democracy; and when we lose faith in the system, we have lost faith in everything we fight and spend for.

Thank you

YJ Draiman for Mayor of Los Angeles 2013

The Survival of Humankind, and Improving the World, Society, and Yourself!

 

The Survival of Humankind, and Improving the World, Society, and Yourself!

Yet who can the world trust to be idealistic and moral enough to help all of humanity and the environment, and at the same time, be practical enough to make extremely difficult decisions that can and will harm a great deal of people?

Humanitism is a philosophy for the continued survival and perpetuation of the human race. Humanitists (people who believe in humanitism) do not have the luxury of trying again after failing. Humanitists must be more vigilant than environmentalists, because we will not have a second chance at survival.
The survival of humanity is more important than the well being of our environment; however the environment is necessary for humanity to survive. That does not give the right for big businesses to continue doing whatever they want with only minimal or no consideration for the environment, so long as our surroundings support human life. We need to protect the environment for the continued survival and future well being of humanity. Keep in mind that without the human race, there would be no one and no need to protect the environment. Therefore, humanitism is more important than environmentalism.
It seems that in the past 50 years the human race has pursued the money train, that such desire for financial gain has caused society to ignore and abandon honesty, values, morality and candidness etc.
The race to financial gain has caused our leaders and the executives of the corporate world to disregard laws, ethics and the caring for each other and humanity as a whole. Deception, fraud and outright theft are their new motto all for the sake of financial gain, personal ego, fame and success.
It seems that for the sake of success and profit people will step on anybody, family friends, co-workers and anyone who stands in their way or take advantage of anyone that could help them achieve what they want.
That is not to say that honest and compassionate people who care do not exist, where honesty and integrity is a way of life for them, but they are a very small minority.
As we begin the year 2011, we should all look at the past and decide with determination that everyone will from now on contribute to the betterment of humanity, society and mankind.
We should all learn to live with each other and respect each other for the sustainability of mankind. Humanity should strive for harmony, tranquility and peace
Compiled by: YJ Draiman – 3/31/2011
PS
The human survival instinct prods us to outlast afflictions and, if circumstances permit, to reach old age. Nothing, of course, could be more quintessentially natural than aging.
These ideas stated within are where mankind has already been slowly diluted and polluted over time. Aristotle knew it, he said Tradesmen "money-makers" should not be accepted as citizens because they were pre occupied with making a profit and would not do what was right for the people regardless to what they know is right. Mankind knows wrong from right every day of the week. It's time to eliminate apathy and Encourage, nay demand this world to act on what hey know is right. We are on the cusp of falling towers the great or the evil. I will not take one day off, I will not hesitate to state my opinion and I will not hesitate to Work everyday to stifle the ignorance and enlighten all. Light up the darkness. Time to act, not tomorrow, not two days from now, not a year from now but right now! I refuse to digress. We can do this. We have a responsibility to all of mankind before us. And to all of mankind to come. I have had these feelings for years. Please spread the word, spread the love, and pay it forward. Everything hinges upon this one event. It will be the most beautiful thing to occur in history if we will just stand up and fight for what we believe in. And patiently educate those in the manner of what is right and what is wrong and how to act. We are all affected. Together as one we will survive. This is my generation.  I still have the most massive compulsion to do everything in my power to help. We must serve as an example and an inspiration to current and future generations.

By: Draiman

Thursday, April 14, 2011

Draiman - My quest to restore Leadership, Experience and Integrity to City Hall


Draiman - My quest to restore Leadership, Experience and Integrity to City Hall

YJ Draiman

Candidate for Mayor of Los Angeles (2013)


I’m not a politician. You won’t get politically correct doublespeak from me, just the plain facts. The plain facts are often disturbing and as a NC Board Member I’ve never been shy from revealing the sometimes ugly truth about the way the City functions.

Career politicians like the current have no interest in serving the public; rather, they use public office to serve their own interests and those of the small but wealthy cadre of greedy “special interests” who fund their campaigns in return for favors when decisions over controversial matters such as billboards and development have to be made by elected officials.

All too often, the City Council’s actions support the special interests at the expense of the interests of the ordinary people like you and me.

When common sense dictates that our already over-congested streets should not be further burdened by more high-density luxury condominium developments, current elected official’s side with the developers and contractors who funnel campaign contributions to further their interests. We need a Los Angeles with Financial Sustainability that is my goal.

My pledge is for a “City of Los Angeles for the people” not for the politicians and special interests.

Homeowner’s Guide to Energy Audits


Homeowner’s Guide to Energy Audits
Simple steps you can take to lower your energy bills
When most people hear the word “audit” they’re likely to break out in a cold sweat. But an energy audit is something any homeowner should happily undergo -- it will identify measures that will help lower your energy bills, make your home more comfortable and reduce your carbon footprint. Best of all, if you’re moderately handy, you can do the audit yourself. For the DIY-challenged, or for those wishing to go above and beyond the basics, there is the option of a professional audit. Before enlisting the services of a professional auditor, though, check with your utility or local government to see if they offer assistance for audits. A great source for further information on home audits is the U.S. Department of Energy’s Energy Efficiency and Renewable Energy Information Center. On this site you can also find a link to state and federal audit assistance programs. There are also a variety of tax credits available for improving your home's energy efficiency or adding renewable energy, some of which at the time of this writing are set to expire at the end of 2008.
Building envelope
The best place to start your audit is to locate areas where air leaks may occur by running your hand around doors, windows, baseboards and electrical outlets. If it’s not a windy day and you can’t locate any leaks, try pressurizing your home: close all windows, doors and flues and then turn on all your exhaust fans (typically in your bathrooms and kitchen).
Another trick is to hold a smoking incense stick near windows and doors to help indicate areas of leakage. A professional auditor will use a device called a blower door to pressurize the house and locate leaks.
Any gaps or areas of air leakage should be sealed with simple caulking or weather stripping available at hardware stores. Reducing drafts in a home can result in energy savings of 5 to 30 percent per year.
Just as important as controlling air leaks is ensuring your home is well insulated. Recommended insulation levels, or ‘R’ values, have been steadily increasing as concerns over fuel prices and environmental issues mount. Insulation is a relatively inexpensive product that can have a huge impact on your energy bills. Improve insulation in the easy-to-access areas first such as the attic floor between your basement and living space.
Many people are now insulating existing exterior walls by blowing in insulation. While this method can be effective it can also leave gaps -- do it only after sufficient insulation has been installed in the easy-to-reach parts of the house.
If your windows are single glazed (i.e., one pane of glass), consider retrofitting double-glazed windows. A double-glazed window can cut heat loss in half. The retrofit double-glazing market is fairly competitive and costs have come down in recent years. Be sure to investigate the quality of the company you choose and remember, not all windows have to be done at once.
An alternative to double-glazing is to install floor-length insulated curtains with pelmets.
A pelmet is a frame placed above a window that reduces convection currents across the window. Installing insulated curtains and pelmets can have almost the same impact as double-glazing, but they only work when they’re closed.
Hot Water Heating
Heating hot water can account for up to 25 percent of a home’s energy needs. The most significant savings usually come by switching to a more efficient system. But there are a number of other less expensive measures you can take to reduce water heating energy. Inspect the pipes around your tank and ensure they’re insulated and that the insulation is in good condition. If the tank is warm to the touch, purchase an insulating blanket to wrap around the tank or, better yet, replace the tank altogether. Set your water heater to 120ºF -- any higher is unnecessary and leads to even greater heat losses. Additionally, installing low-flow shower heads can significantly reduce a home’s hot water usage. If you’re considering replacing your hot water system, check out solar, heat pump or instantaneous hot water heating options. Selecting the best system will depend on your climate, how and when you use water, and the number of people in your home.
Heating Ventilation and Air Conditioning (HVAC)
An HVAC system typically represents a home's single largest source of energy use, representing over 50 percent of the total energy use in U.S. houses. Improving the thermal performance of your home (see above) is the single biggest opportunity to reduce HVAC energy use. Other measures you can take to reduce HVAC energy use include installling a programmable thermostat and fixing leaky ducts. If you have an old forced-air delivery system, it may be worthwhile to have your ducts examined by a professional. Options for new HVAC systems include heat pumps, geothermal (or ground source) heat pumps, condensing boilers and pellet fires, which burn compressed wood waste.
If you have a home that is constructed on a concrete slab you might consider replacing carpeting with tiles in rooms that receive direct sunlight. Doing so will help control overheating in the summer and provide free passive heating in the winter.
Lighting
Take a close look at the types of lights in your home. Consider replacing existing incandescent bulbs with compact fluorescents lights (CFLs). Compact fluorescents use approximately one-fifth the energy of a typical incandescent bulb and can last up to 10 times longer. They’re now available in a variety of shapes and sizes and can replace bulbs in almost any fixture. Compact fluorescents should be recycled or disposed of properly due to the small amount of mercury they contain.
Other alternatives to the incandescent bulb are light emitting diodes (LEDs) and halogen replacement bulbs. While LED technology has improved immensely over recent years for the most part LEDs will not yet produce the light levels of the bulbs they are designed to replace. However they are ideal for some applications and they can be used with a dimmable fixture unlike most CFLs. The downside to LED lights is their high initial cost. But when you factor in their longevity -- up to 50,000 hours – they’ll more than pay for themselves over their lifetime.
Appliances
In most homes the refrigerator is the single biggest plug load. To assess your fridge examine the door seals. If you can feel cold air leaking out it’s a good idea to replace them. Old refrigerators can be extremely inefficient. If your fridge is more than five to ten years old consider replacing it. A modern Energy Star refrigerator can use 40 percent less energy than a conventional model sold just seven years ago. And if you purchase a new fridge, resist the temptation to make your old fridge your new beer cooler.
Many modern appliances have a standby load. A standby load is the power drawn by microwaves, stereos, TVs, dishwashers and other appliances while they’re waiting to be used. While the power of any one of these appliances in standby mode is not significant, over a period of a year the cumulative energy from multiple appliances can add up. Consider unplugging appliances that are used infrequently to reduce standby power. Or plug appliances into a power board and turn off the power board when the appliance is not in use.
If you’re curious about how much energy your appliances are drawing, pick up a centameter. It’s a small device that provides a digital display of the power your house is drawing. Place one in a visible location and it’ll function as a great reminder to everyone in your home just how much energy you’re using.
Your first goal in a home energy audit is to pluck the low-hanging fruit. First tackle the measures that can be done easily and cheaply like draft-proofing and replacing the seals on your fridge. Next on your list should be those measures that will give you the greatest return on your investment, like improving insulation and replacing leaky ducting. Your last step should be those big-ticket items, like installing a new HVAC system or retrofitting double-glazed windows.
With winter fuel bills looming, a crawl through the basement might just be the ideal way to spend a Sunday afternoon.

8 cheap ways to make your home more energy-efficient

If you're dead-set on that charming but energy-inefficient house, here are some relatively inexpensive ways to whittle your energy bills after you move in.
Replace your refrigerator
This is one of the biggest energy-guzzling appliances in the house, says Lisa Dornan, spokeswoman for Direct Energy, and there have been big changes in the efficiency of this appliance over the last five years. "If you look back at the top-rated refrigerator in 2001 that was Energy Star, and one you'd buy today with an Energy Star rating, there would be a 20% to 40% difference in energy efficiency," she says. Her firm, Direct Energy, performs home energy audits and is an energy retailer. Replacing older dishwashers and dryers can make a big difference too, she adds.
Install a programmable thermostat and a timer for the water heater
Just as you would flip off the lights before heading out to work, you should turn the heating or cooling off or down while you're away. Program the thermostat for a higher temperature when you're gone in warmer months, or lower in cooler months. These thermostats can be had for $150 at big-box hardware stores.
Likewise, don't heat your water when you're not there to use it. "You definitely want to make sure you are not heating the whole tank needlessly," Dornan says.
Tankless water heaters can be a great investment too, she adds, but they may take a few years to pay for themselves.
Put a solar film or solar shades on the outside of windows to cut the heat
If you're moving into a house with single-paned windows, or living in a climate with extreme heat, you should consider putting something on the outside to reflect the light, Arizona home inspector Scott Hubbard says.
Don't let the heat escape
Also, caulk window and door frames to make sure they are airtight. And if possible, use honeycomb-type shades on the inside to trap the heat before it is absorbed into the room.
Use compact fluorescent bulbs or LED lighting
This is kind of a no-brainer, experts say, because it's so cheap to do and saves so much on your electricity bill. "Just for swapping out 10 light bulbs (in my home), I was able to get $400 a year in energy savings," Dornan says.
Change the filter on your air conditioner regularly
This monthly maintenance helps it run more efficiently, Dornan says, and minimizes wear and tear on your unit. Arranging furniture so it doesn't block air vents also is important to maximize the flow of cooling from your system.
Put in shady landscaping
Planting a tree or some vegetation outside a big window can shade your house from the strongest rays of the sun and stifle freezing winds. Planting low-water native plants can also cut your water bill, lowering the total cost you pay for you home each month. (See this slide show on 16 water-wise plants and read more about planning a drought-tolerant garden.)
Invest in an attic fan
These inexpensive fans can make a difference in the temperature of the whole house and keep your air conditioning from working so hard.

14 ways to lower your heating bill

Prices for heating oil and natural gas may have leveled off, but there are still some things you should do to cut your costs this winter.
There's good news and bad news if you're a homeowner who's bracing yourself for the annual rise in winter heating costs: The bill won't hurt more this year, but it won't hurt much less.
The Energy Information Administration forecasts that the average household heating fuel expenditures this winter will decrease to $928 per household, down from $947 last year. This is the first price drop since the winter of 2001-2002.
If you hope to save more than the projected $19, there are many steps you can take.
"There's a lot of things that the entrepreneurial homeowner can do, if he's a little bit handy," says John Ryan, team leader for commercial buildings for the Building Technologies Program in the Department of Energy's Office of Energy Efficiency and Renewable Energy, who has spent years thinking about efficiency in homes.
Here are more than a dozen simple steps you can take to slash your home's heating bill. Six steps cost nothing. Eight more cost under $100. Combine them, and you can often expect to save 20% — and possibly much, much more — on your home heating bill this winter. And some new federal tax breaks even sweeten the opportunity.
Grab that free, low-hanging fruit
First, the freebies. These strategies may sound simplistic, but they work well:
  • Turn down the thermostat. "The rule of thumb is that you can save about 3% on your heating bill for every degree that you set back your thermostat" full time, says Bill Prindle, deputy director for the nonprofit American Council for an Energy-Efficient Economy (ACEEE). Turn down the thermostat 10 degrees when you go to work, and again when you go to bed -- a total of 16 hours a day -- and you can save about 14% on your heating bill, says Prindle.
     
  • Use fans wisely. In just one hour, a hard-working bathroom or kitchen fan can expel a houseful of warm air, according to the Department of Energy. Turn them off as soon as they've done their job.
     
  • Keep the fireplace damper closed. Heat rises, and an open damper is like a hole in the roof. Also, limit use of the fireplace, since fires actually suck heat from a room, says Harvey Sachs, director of ACEEE's buildings program. Close off seldom-used rooms. And shut the vents inside.
     
  • Turn down the water heater. Lowering the temperature of water in the water heater to 115-120 degrees reduces power use often without a noticeable difference to the user, says Prindle.
     
  • Keep heating vents clear. Vents blocked by rugs and furniture prevent heated air from circulating efficiently.
     
  • Use curtains. Opening curtains and shades on south-facing windows during the day allows solar radiation to warm a living space; closing all curtains at night helps retard the escape of that heat.
Low-cost fixes
So you've put the easiest, and free, ideas to work. Now you can really make a dent in that heating bill with one cheap trip to a hardware store (Home Depot, for example, has all of the items below) and a few hours of work
Block that leak!
The small gaps surrounding windows, doors and other areas in the American house, taken together, are like a 9-square-foot hole in the wall, according to EarthWorks Group's "30 Simple Energy Things You Can Do to Save the Earth." Plugging them can save you up to 10% on that heating bill, and the materials will pay for themselves within a year, ACEEE says.
First, find the leaks: On a windy day, hold a lit incense stick to the most common drafty areas: chimney flashing, recessed lighting, sill plates, window and door frames, all ducts and flues and electrical outlets.
Buy door sweeps ($3-$10) to close spaces under exterior doors, and caulk ($2-$5 per roll, plus a $10 caulk gun) or tacky rope caulk to block those drafty spots around window frames. Apply weather-stripping ($3-$6 for up to 17 feet) to movable joints. Outlet gaskets ($10 for 10) can easily be installed in electrical outlets in a home's outer walls, where cold air often enters.
Keep your ducts in a row
A home that uses ductwork to move heated air can lose up to 60% of that air before it reaches the vents if the ducts are poorly connected, not well insulated and travel through unheated spaces such as the attic or crawlspace, says the government. "If you are a halfway savvy do-it-yourselfer, and your ductwork and heating and air-conditioning equipment are in the attic, you can do an awful lot to fix your system, at low cost," says Sachs.
First, look for obvious places in the attic, basement or in crawlspaces where ducts have become disconnected. Reconnect them, and fix places where pipes are pinched, which impedes flow of heated air to the house, says the Department of Energy's Ryan.
Fix remaining gaps with tape, but don't use traditional duct tape, which deteriorates; instead, use metal-backed tape ($6-$10 per roll) or aerosol sealant. Where possible, wrap the ducts' exterior with special duct insulation ($8-$12 for 15 feet). Though the cost will be substantially more, it's a good idea to get a professional to help insulate ducts when electrical wires or lighting fixtures are nearby.
Other tips:
  • Swaddle water heater and pipes. Unless you've got a newer water heater that already has built-in insulation, covering your water heater with an insulated "jacket" ($17-$20) will keep costs down, especially if your heater is in an unheated place like a garage. Also, wrap water pipes ($1-$5 per 5-foot section) when possible, especially when they run through uninsulated areas.
     
  • Winterize windows. If you can't afford storm windows, put plastic film on those windows ($6 covers three windows) where a clear view isn't crucial, which will curb drafts and keep windows from rattling.
     
  • Buy a low-flow shower head. A water-efficient shower head (often less than $20) can use 25% to 50% less hot water, saving both on water and power bills, with little to no reduction in user satisfaction, says Prindle.
     
  • Buy a smart thermostat. If you're the kind of person who forgets to turn the temperature down at night and before work, but who doesn't mind programming things like the TV remote control, a "smart" thermostat ($50-$100) can be set to change the temperature for you.
     
  • Keep your furnace in shape. "It's amazing how often a heating or air conditioning unit stops working because a $3 or $15 air filter is clogged," says Sachs. Replace the air filter ($4-$16) according to manufacturer's directions and your heating system will operate more efficiently. Oil-fired boilers should be cleaned and tuned annually, and gas systems, every two years($100-$125). By maintaining your heating unit, you can save between 3% and 10% on heating bills, says ACEEE.
     
  • Look for other insulation opportunities. Some well-placed insulation, especially in the attic of older homes, can save a bundle ($7-$16, in rolls from 22-32 feet, depending on insulation value).
First, however, Sachs recommends going into the attic and looking for black-stained areas on the edges of the fiberglass. That's dust, and it shows where air is flowing up out of the living space. Sealing that area first will do more good than simply piling on more insulation.
By following all of the aforementioned strategies, the owner of an older home can likely save much more than 20% on heating bills, he says.
Thinking big
So you've spent the minimum and will now save a noticeable chunk of money. What else can you do in the future? Replace appliances, heating units, light fixtures and bulbs with high-efficiency replacements.
It costs money to save money, however. While an adequate vinyl window might cost $100-$150, a double-paned window with a low e-rating (that's a good thing) can cost $50-$100 more, says Nevil Eastwood, director of construction and environmental resources for Habitat for Humanity International in Georgia. "That adds up when you've got 15 windows in your house," Eastwood acknowledges.
Many experts therefore recommend buying high-efficiency windows and appliances as their predecessors wear out and you need to replace them anyway. Over time, the extra cost is recouped in improved efficiency.
"If your furnace is over 20 years old, you're probably paying far more to use it," says Maria Vargas, spokeswoman for Energy Star, a federal-government-backed program that promotes energy efficiency and that lends its name to energy-saving products. Furnaces bearing the Energy Star label are about 15% more efficient than a standard conventional model, says Vargas.
A Chicago resident might pay an Energy Star premium of $1,400 or so on an average home furnace for that area, Vargas says, but the savings pay off the extra cost in three or four years.
Many utilities offer discounts or rebates on energy-saving products. Call and ask. Loans are also sometimes available for major improvements that will incorporate energy-efficient products or to purchase a high-efficiency home.
Thank you, Washington (sort of)
The Energy Policy Act of 2005 gives most of its $14.5 billion in tax breaks over the next 10 years to businesses, but it does throw a few bones to homeowners, says CCH Inc., a provider of tax and accounting information and software.
Homeowners who make energy-efficient improvements to existing homes can qualify for a 10% tax credit, up to $500. A credit is a dollar-for-dollar reduction in taxes, compared with a deduction, which only decreases taxable income. Improvements that can qualify include adding insulation, metal roofs coated with heat-reducing pigments, and energy-efficient windows, doors and skylights (though only $200 can come from windows).
Other items that meet certain criteria qualify for the credit with specific limitations, according to CCH: Advanced main air circulating fans can earn up to a $50 credit; some natural gas, propane or oil furnaces or hot water boilers are eligible for up to a $150 credit; and qualifying electric and geothermal heat pumps qualify for up to a $300 credit. The credits can be taken on 2006 and 2007 returns, but the total credits for the two years cannot exceed the $500 maximum, says CCH.
The act also gives homeowners a tax credit for 30% of the cost of buying and installing residential solar water heating and photovoltaic equipment, says CCH. The maximum credit is $2,000. Solar water heaters for swimming pools and hot tubs do not qualify. The credit, which expires at the end of 2007, also applies to homeowners who install fuel cells to supply electricity. The maximum credit is $500 for each 0.5 kilowatt of capacity.
Still need help?
If you're really in a pinch to pay that heating bill, some agencies and governments offer help.
10 Ways to Winterize your Home – Now
You'll get a season's worth of savings and peace of mind by taking a few steps in the fall to get your home ready for cold weather.
So you've pulled your sweaters out of mothballs and found your mittens at the bottom of the coat closet. But what about your house -- is it prepared for the cold months ahead?
You'll be a lot less comfortable in the coming months if you haven't girded Home Sweet Home for Old Man Winter.
With the help of several experts, we've boiled down your autumn to-do list to 10 easy tips:

1. Clean those gutters  
Once the leaves fall, remove them and other debris from your home's gutters -- by hand, by scraper or spatula, and finally by a good hose rinse -- so that winter's rain and melting snow can drain. Clogged drains can form ice dams, in which water backs up, freezes and causes water to seep into the house, the Insurance Information Institute says.
As you're hosing out your gutters, look for leaks and misaligned pipes. Also, make sure the downspouts are carrying water away from the house's foundation, where it could cause flooding or other water damage.
"The rule of thumb is that water should be at least 10 feet away from the house," says Michael Broili, the director of the Well Home Program for the Phinney Neighborhood Association, a nationally recognized neighborhood group in Seattle.
2. Block those leaks
One of the best ways to winterize your home is to simply block obvious leaks around your house, both inside and out, experts say. The average American home has leaks that amount to a nine-square-foot hole in the wall, according to EarthWorks Group.
First, find the leaks: On a breezy day, walk around inside holding a lit incense stick to the most common drafty areas: recessed lighting, window and door frames, electrical outlets.
Then, buy door sweeps to close spaces under exterior doors, and caulk or apply tacky rope caulk to those drafty spots, says Danny Lipford, host of the nationally syndicated TV show "Today's Homeowner." Outlet gaskets can easily be installed in electrical outlets that share a home's outer walls, where cold air often enters.
Outside, seal leaks with weather-resistant caulk. For brick areas, use masonry sealer, which will better stand up to freezing and thawing. "Even if it's a small crack, it's worth sealing up," Lipford says. "It also discourages any insects from entering your home."
3. Insulate yourself
"Another thing that does cost a little money -- but boy, you do get the money back quick -- is adding insulation to the existing insulation in the attic," says Lipford. "Regardless of the climate conditions you live in, in the (U.S.) you need a minimum of 12 inches of insulation in your attic."
Don't clutter your brain with R-values or measuring tape, though. Here's Lipford's rule of thumb on whether you need to add insulation: "If you go into the attic and you can see the ceiling joists you know you don't have enough, because a ceiling joist is at most 10 or 11 inches."
A related tip: If you're layering insulation atop other insulation, don't use the kind that has "kraft face" finish (i.e., a paper backing). It acts as a vapor barrier, Lipford explains, and therefore can cause moisture problems in the insulation.
4. Check the furnace
First, turn your furnace on now, to make sure it's even working, before the coldest weather descends. A strong, odd, short-lasting smell is natural when firing up the furnace in the autumn; simply open windows to dissipate it. But if the smell lasts a long time, shut down the furnace and call a professional.
It's a good idea to have furnaces cleaned and tuned annually. Costs will often run about $100-$125. An inspector should do the following, among other things:
• Make sure that the thermostat and pilot light are working properly.
• Make sure that the fuel pipe entering your furnace doesn't have a leak.
• Check the heat exchanger for cracks -- a crack can send carbon monoxide into the home.
• Change the filter.
Throughout the winter you should change the furnace filters regularly (check them monthly). A dirty filter impedes air flow, reduces efficiency and could even cause a fire in an extreme case. Toss out the dirty fiberglass filters; reusable electrostatic or electronic filters can be washed.
5. Get your ducts in a row
According to the U.S. Department of Energy, a home with central heating can lose up to 60% of its heated air before that air reaches the vents if ductwork is not well-connected and insulated, or if it must travel through unheated spaces. That's a huge amount of wasted money, not to mention a chilly house. (Check out this audit tool for other ideas on how to save on your energy bills this winter.)
Ducts aren't always easy to see, but you can often find them exposed in the attic, the basement and crawlspaces. Repair places where pipes are pinched, which impedes flow of heated air to the house, and fix gaps with a metal-backed tape (duct tape actually doesn't stand up to the job over time).
Ducts also should be vacuumed once every few years, to clean out the abundant dust, animal hair and other gunk that can gather in them and cause respiratory problems.
6. Face your windows
Now, of course, is the time to take down the window screens and put up storm windows, which provide an extra layer of protection and warmth for the home. Storm windows are particularly helpful if you have old, single-pane glass windows. But if you don't have storm windows, and your windows are leaky or drafty, "They need to be updated to a more efficient window," says Lipford.
Of course, windows are pricey. Budget to replace them a few at a time, and in the meantime, buy a window insulator kit, Lipford and Broili recommend. Basically, the kit is plastic sheeting that's affixed to a window’s interior with double-stick tape. A hair dryer is then used to shrink-wrap the sheeting onto the window. (It can be removed in the spring.) "It's temporary and it's not pretty, but it's inexpensive (about $4 a window) and it's extremely effective," says Lipford.
7. Don't forget the chimney
Ideally, spring is the time to think about your chimney, because "chimney sweeps are going crazy right now, as you might have guessed," says Ashley Eldridge, director of education for the Chimney Safety Institute of America.
That said, don't put off your chimney needs before using your fireplace, Eldridge advises. "A common myth is that a chimney needs to be swept every year," says Eldridge. Not true. But a chimney should at least be inspected before use each year, he adds. "I've seen tennis balls and ducks in chimneys," he says.
Ask for a Level 1 inspection, in which the professional examines the readily accessible portions of the chimney, Eldridge says. "Most certified chimney sweeps include a Level 1 service with a sweep," he adds.
Woodstoves are a different beast, however, cautions Eldridge. They should be swept more than once a year. A general rule of thumb is that a cleaning should be performed for every ¼ inch of creosote, "anywhere that it's found." Why? "If it's ash, then it's primarily lye -- the same stuff that was once used to make soap, and it's very acidic." It can cause mortar and the metal damper to rot, Eldridge says.
Another tip: Buy a protective cap for your chimney, with a screen, advises Eldridge. "It's probably the single easiest protection" because it keeps out foreign objects (birds, tennis balls) as well as rain that can mix with the ash and eat away at the fireplace's walls. He advises buying based on durability, not appearance.
One other reminder: To keep out cold air, fireplace owners should keep their chimney's damper closed when the fireplace isn't in use. And for the same reason, woodstove owners should have glass doors on their stoves, and keep them closed when the stove isn't in use.
Check out CSIA'S Web site for a list of certified chimney sweeps in your area.
8. Reverse that fan
"Reversing your ceiling fan is a small tip that people don't often think of," says Lipford. By reversing its direction from the summer operation, the fan will push warm air downward and force it to recirculate, keeping you more comfortable. (Here's how you know the fan is ready for winter: As you look up, the blades should be turning clockwise, says Lipford.)
9. Wrap those pipes
A burst pipe caused by a winter freeze is a nightmare. Prevent it before Jack Frost sets his grip: Before freezing nights hit, make certain that the water to your hose bibs is shut off inside your house (via a turnoff valve), and that the lines are drained, says Broili. In climes such as Portland, Ore., or Seattle, where freezing nights aren't commonplace, you can install Styrofoam cups with a screw attachment to help insulate spigots, says Broili. 
Next, go looking for other pipes that aren't insulated, or that pass through unheated spaces -- pipes that run through crawlspaces, basements or garages. Wrap them with pre-molded foam rubber sleeves or fiberglass insulation, available at hardware stores. If you're really worried about a pipe freezing, you can first wrap it with heating tape, which is basically an electrical cord that emits heat.
10. Finally, check those alarms
This is a great time to check the operation -- and change the batteries -- on your home's smoke detectors. Detectors should be replaced every 10 years, fire officials say. Test them -- older ones in particular -- with a small bit of actual smoke, and not just by pressing the "test" button. Check to see that your fire extinguisher is still where it should be, and still works.
Also, invest in a carbon-monoxide detector; every home should have at least one.

Rebuilding Trust in Our Government (R)



Rebuilding Trust in Our Government (R)

One of Americas statesmen stated “government is not the solution to our problem; government is the problem.” His presidency ushered in an era of disdain for government and a widespread cynicism that government could be effective in addressing our challenges.
Today, as we confront a crisis that has shaken confidence in our financial system and economy, we have an opportunity to restore public trust and confidence in the legitimate role of government. Indeed, to effectively tackle our economic challenges and to implement the reforms we need in our healthcare, education, energy, and environmental policies, our government will need to garner strong public support.
However, rebuilding public trust will not happen in the face of a pervasive perception that government is not transparent and accountable, cronyism is rampant, and public officials are more interested in helping themselves than in serving the public good.
Taking strong, swift, and decisive action to address abuses and begin to rebuild public trust should be the first priority for our city, state and federal government in the new legislative session.
Create a Task Force on Public Integrity with a mission to develop a comprehensive proposal for ethics and lobbying reform in our city and state. Which addresses reforms in three areas: (1) strengthening enforcement of ethics, campaign finance, and lobbying laws; (2) strengthening civil and criminal penalties for abuses; and (3) improving awareness and education for public officials.
Reinforce honesty, integrity and transparency by government officials as the core requirement to be and stay in office, any violations of these core tenets will cause the removal of the public official and the loss of "all benefits" retroactive. I think we should consider putting public official on a base salary plus commission based on performance.
While the many of our elected officials and government employees are honest, dedicated public servants, the actions of a few create a dark cloud over all.
Taking strong, swift, and decisive action to address these abuses and begin to rebuild public trust should be the first priority for our city, state and federal government in the new legislative session.
"The benchmark of a civilized society is the quality of its justice"
Compiled by: YJ Draiman for Mayor of LA - 2013


PS

We need honest government with integrity.
“Good leaders create a vision, articulate the vision, passionately own the vision, and relentlessly drive it to completion”
Public confidence in the integrity of the Government is indispensable to faith in democracy; and when we lose faith in the system, we have lost faith in everything we fight and spend for.
As citizens of this democracy, you are the rulers and the ruled, the law-givers and the law-abiding, the beginning and the end.

Change is inevitable. Change for the better is a full-time job.

Action speaks louder than words.



Every age needs men who will redeem the time by living with a vision of the things that are to be.

Freedom is not an ideal; it is not even a protection, if it means nothing more than the freedom to stagnate.


Action speaks louder than words.

An Independent is someone who wants to take the politics out of politics, a person with principles.

"The benchmark of a civilized society is the quality of its justice"
YJ Draiman for Mayor -2013
PS
Voting: In the United States, it is often said that those not voting in elections have no right to complain about the outcome. Voting is extolled as our primary civic duty, and the most legitimate means to express protest.

YJ Draiman files papers running for Mayor of Los Angeles - 2013 – Press release



YJ Draiman files papers running for Mayor of Los Angeles - 2013 – Press release

Motivated by the desire to serve the Los Angeles community and to hold City Hall accountable for it’s actions, I have decided the best way to accomplish my goal is to run for and become the next Mayor of Los Angeles As Mayor, it would be my duty and goal to not just protect the quality of life in Los Angeles, but to improve it.  More importantly, as Mayor I intend to protect and improve the quality of life for ALL the people of Los Angeles, not just a select few.

The most consistent complaint I heard from some residents of Los Angeles when I ran for City Council was that no one knows what City Hall is doing anymore. The good of the common people seems to have been lost in the process.  City Hall has become self-serving with little or no accountability, which is why I have adopted and will instill a policy of "transparency and accountability" in City Hall.  A government "for the people" must be held accountable by the people. 

One of my biggest goals would be to make City Hall account for every single cent spent. Some of my more specific goals are balancing the budget, encouraging economic vitality, preserving and improving the City infrastructure, protecting the quality of our neighborhoods, supporting our open space and bicycle trails programs, working with the Neighborhood Councils and the Chamber to encourage local, innovative green businesses, and proper Urban Planning for Los Angeles, among others.

Without question some will raise the issue of my not being a politician.   Quite honestly, I am proud not to be another well-polished, slick-oiled career politician.  At this junction of difficult times for most, I do not believe the people of Los Angeles would best be served by yet another politician.  What is needed is a Mayor who truly understands the needs of the common people.  What is needed is a Mayor willing to put City Hall in a glass building for all to watch while working diligently to serve the interests of the common people and not just the interests of a select few.

While I am not a politician, I am proud to state I am a family man. I am married to a darling wife for over 40 years, we have two grown children – my oldest son is David Draiman a famous Rock Star with a Band by the name Disturbed, my younger son Benjamin Draiman is a Psychologist doing research and playing music.

Current Elected Member of the Northridge East Community Council 

I am currently working on my PHD in Energy Conservation.

A dedicated family man with an extensive business background including but not limited to mechanical engineer, healthcare administrator, real estate developer with neighborhood gentrification, project manager of a major 5 star hotel construction,  operator of a chain of retail electronic stores, reseller of deregulated energy sources,  energy efficiency implementation, utility audits and consulting services.   

I have over 25 years experience in energy efficiency. I am a strong proponent of Energy Independence.

I am looking forward to being elected and serving the people of the City of Los Angeles.
We must work together as a cohesive force to improve our city.
“Transparency and accountability is my motto”

Draiman for Mayor of Los Angeles   -  www.draimanformayor.net


“A vote for DRAIMAN is a vote for you”

YJ Draiman for Mayor of Los Angeles

Sunday, December 26, 2010

Homeowner’s Guide to Energy Audits

Audit disclosure

Homeowner’s Guide to Energy Audits
Simple steps you can take to lower your energy bills
When most people hear the word “audit” they’re likely to break out in a cold sweat. But an energy audit is something any homeowner should happily undergo -- it will identify measures that will help lower your energy bills, make your home more comfortable and reduce your carbon footprint. Best of all, if you’re moderately handy, you can do the audit yourself. For the DIY-challenged, or for those wishing to go above and beyond the basics, there is the option of a professional audit. Before enlisting the services of a professional auditor, though, check with your utility or local government to see if they offer assistance for audits. A great source for further information on home audits is the U.S. Department of Energy’s Energy Efficiency and Renewable Energy Information Center. On this site you can also find a link to state and federal audit assistance programs. There are also a variety of tax credits available for improving your home's energy efficiency or adding renewable energy, some of which at the time of this writing are set to expire at the end of 2008.
Building envelope
The best place to start your audit is to locate areas where air leaks may occur by running your hand around doors, windows, baseboards and electrical outlets. If it’s not a windy day and you can’t locate any leaks, try pressurizing your home: close all windows, doors and flues and then turn on all your exhaust fans (typically in your bathrooms and kitchen).
Another trick is to hold a smoking incense stick near windows and doors to help indicate areas of leakage. A professional auditor will use a device called a blower door to pressurize the house and locate leaks.
Any gaps or areas of air leakage should be sealed with simple caulking or weather stripping available at hardware stores. Reducing drafts in a home can result in energy savings of 5 to 30 percent per year.
Just as important as controlling air leaks is ensuring your home is well insulated. Recommended insulation levels, or ‘R’ values, have been steadily increasing as concerns over fuel prices and environmental issues mount. Insulation is a relatively inexpensive product that can have a huge impact on your energy bills. Improve insulation in the easy-to-access areas first such as the attic floor between your basement and living space.
Many people are now insulating existing exterior walls by blowing in insulation. While this method can be effective it can also leave gaps -- do it only after sufficient insulation has been installed in the easy-to-reach parts of the house.
If your windows are single glazed (i.e., one pane of glass), consider retrofitting double-glazed windows. A double-glazed window can cut heat loss in half. The retrofit double-glazing market is fairly competitive and costs have come down in recent years. Be sure to investigate the quality of the company you choose and remember, not all windows have to be done at once.
An alternative to double-glazing is to install floor-length insulated curtains with pelmets.
A pelmet is a frame placed above a window that reduces convection currents across the window. Installing insulated curtains and pelmets can have almost the same impact as double-glazing, but they only work when they’re closed.
Hot Water Heating
Heating hot water can account for up to 25 percent of a home’s energy needs. The most significant savings usually come by switching to a more efficient system. But there are a number of other less expensive measures you can take to reduce water heating energy. Inspect the pipes around your tank and ensure they’re insulated and that the insulation is in good condition. If the tank is warm to the touch, purchase an insulating blanket to wrap around the tank or, better yet, replace the tank altogether. Set your water heater to 120ºF -- any higher is unnecessary and leads to even greater heat losses. Additionally, installing low-flow shower heads can significantly reduce a home’s hot water usage. If you’re considering replacing your hot water system, check out solar, heat pump or instantaneous hot water heating options. Selecting the best system will depend on your climate, how and when you use water, and the number of people in your home.
Heating Ventilation and Air Conditioning (HVAC)
An HVAC system typically represents a home's single largest source of energy use, representing over 50 percent of the total energy use in U.S. houses. Improving the thermal performance of your home (see above) is the single biggest opportunity to reduce HVAC energy use. Other measures you can take to reduce HVAC energy use include installling a programmable thermostat and fixing leaky ducts. If you have an old forced-air delivery system, it may be worthwhile to have your ducts examined by a professional. Options for new HVAC systems include heat pumps, geothermal (or ground source) heat pumps, condensing boilers and pellet fires, which burn compressed wood waste.
If you have a home that is constructed on a concrete slab you might consider replacing carpeting with tiles in rooms that receive direct sunlight. Doing so will help control overheating in the summer and provide free passive heating in the winter.
Lighting
Take a close look at the types of lights in your home. Consider replacing existing incandescent bulbs with compact fluorescents lights (CFLs). Compact fluorescents use approximately one-fifth the energy of a typical incandescent bulb and can last up to 10 times longer. They’re now available in a variety of shapes and sizes and can replace bulbs in almost any fixture. Compact fluorescents should be recycled or disposed of properly due to the small amount of mercury they contain.
Other alternatives to the incandescent bulb are light emitting diodes (LEDs) and halogen replacement bulbs. While LED technology has improved immensely over recent years for the most part LEDs will not yet produce the light levels of the bulbs they are designed to replace. However they are ideal for some applications and they can be used with a dimmable fixture unlike most CFLs. The downside to LED lights is their high initial cost. But when you factor in their longevity -- up to 50,000 hours – they’ll more than pay for themselves over their lifetime.
Appliances
In most homes the refrigerator is the single biggest plug load. To assess your fridge examine the door seals. If you can feel cold air leaking out it’s a good idea to replace them. Old refrigerators can be extremely inefficient. If your fridge is more than five to ten years old consider replacing it. A modern Energy Star refrigerator can use 40 percent less energy than a conventional model sold just seven years ago. And if you purchase a new fridge, resist the temptation to make your old fridge your new beer cooler.
Many modern appliances have a standby load. A standby load is the power drawn by microwaves, stereos, TVs, dishwashers and other appliances while they’re waiting to be used. While the power of any one of these appliances in standby mode is not significant, over a period of a year the cumulative energy from multiple appliances can add up. Consider unplugging appliances that are used infrequently to reduce standby power. Or plug appliances into a power board and turn off the power board when the appliance is not in use.
If you’re curious about how much energy your appliances are drawing, pick up a centameter. It’s a small device that provides a digital display of the power your house is drawing. Place one in a visible location and it’ll function as a great reminder to everyone in your home just how much energy you’re using.
Your first goal in a home energy audit is to pluck the low-hanging fruit. First tackle the measures that can be done easily and cheaply like draft-proofing and replacing the seals on your fridge. Next on your list should be those measures that will give you the greatest return on your investment, like improving insulation and replacing leaky ducting. Your last step should be those big-ticket items, like installing a new HVAC system or retrofitting double-glazed windows.
With winter fuel bills looming, a crawl through the basement might just be the ideal way to spend a Sunday afternoon.

8 cheap ways to make your home more energy-efficient

If you're dead-set on that charming but energy-inefficient house, here are some relatively inexpensive ways to whittle your energy bills after you move in.
Replace your refrigerator
This is one of the biggest energy-guzzling appliances in the house, says Lisa Dornan, spokeswoman for Direct Energy, and there have been big changes in the efficiency of this appliance over the last five years. "If you look back at the top-rated refrigerator in 2001 that was Energy Star, and one you'd buy today with an Energy Star rating, there would be a 20% to 40% difference in energy efficiency," she says. Her firm, Direct Energy, performs home energy audits and is an energy retailer. Replacing older dishwashers and dryers can make a big difference too, she adds.
Install a programmable thermostat and a timer for the water heater
Just as you would flip off the lights before heading out to work, you should turn the heating or cooling off or down while you're away. Program the thermostat for a higher temperature when you're gone in warmer months, or lower in cooler months. These thermostats can be had for $150 at big-box hardware stores.
Likewise, don't heat your water when you're not there to use it. "You definitely want to make sure you are not heating the whole tank needlessly," Dornan says.
Tankless water heaters can be a great investment too, she adds, but they may take a few years to pay for themselves.
Put a solar film or solar shades on the outside of windows to cut the heat
If you're moving into a house with single-paned windows, or living in a climate with extreme heat, you should consider putting something on the outside to reflect the light, Arizona home inspector Scott Hubbard says.
Don't let the heat escape
Also, caulk window and door frames to make sure they are airtight. And if possible, use honeycomb-type shades on the inside to trap the heat before it is absorbed into the room.
Use compact fluorescent bulbs or LED lighting
This is kind of a no-brainer, experts say, because it's so cheap to do and saves so much on your electricity bill. "Just for swapping out 10 light bulbs (in my home), I was able to get $400 a year in energy savings," Dornan says.
Change the filter on your air conditioner regularly
This monthly maintenance helps it run more efficiently, Dornan says, and minimizes wear and tear on your unit. Arranging furniture so it doesn't block air vents also is important to maximize the flow of cooling from your system.
Put in shady landscaping
Planting a tree or some vegetation outside a big window can shade your house from the strongest rays of the sun and stifle freezing winds. Planting low-water native plants can also cut your water bill, lowering the total cost you pay for you home each month. (See this slide show on 16 water-wise plants and read more about planning a drought-tolerant garden.)
Invest in an attic fan
These inexpensive fans can make a difference in the temperature of the whole house and keep your air conditioning from working so hard.

14 ways to lower your heating bill

Prices for heating oil and natural gas may have leveled off, but there are still some things you should do to cut your costs this winter.
There's good news and bad news if you're a homeowner who's bracing yourself for the annual rise in winter heating costs: The bill won't hurt more this year, but it won't hurt much less.
The Energy Information Administration forecasts that the average household heating fuel expenditures this winter will decrease to $928 per household, down from $947 last year. This is the first price drop since the winter of 2001-2002.
If you hope to save more than the projected $19, there are many steps you can take.
"There's a lot of things that the entrepreneurial homeowner can do, if he's a little bit handy," says John Ryan, team leader for commercial buildings for the Building Technologies Program in the Department of Energy's Office of Energy Efficiency and Renewable Energy, who has spent years thinking about efficiency in homes.
Here are more than a dozen simple steps you can take to slash your home's heating bill. Six steps cost nothing. Eight more cost under $100. Combine them, and you can often expect to save 20% — and possibly much, much more — on your home heating bill this winter. And some new federal tax breaks even sweeten the opportunity.
Grab that free, low-hanging fruit
First, the freebies. These strategies may sound simplistic, but they work well:
  • Turn down the thermostat. "The rule of thumb is that you can save about 3% on your heating bill for every degree that you set back your thermostat" full time, says Bill Prindle, deputy director for the nonprofit American Council for an Energy-Efficient Economy (ACEEE). Turn down the thermostat 10 degrees when you go to work, and again when you go to bed -- a total of 16 hours a day -- and you can save about 14% on your heating bill, says Prindle.
     
  • Use fans wisely. In just one hour, a hard-working bathroom or kitchen fan can expel a houseful of warm air, according to the Department of Energy. Turn them off as soon as they've done their job.
     
  • Keep the fireplace damper closed. Heat rises, and an open damper is like a hole in the roof. Also, limit use of the fireplace, since fires actually suck heat from a room, says Harvey Sachs, director of ACEEE's buildings program. Close off seldom-used rooms. And shut the vents inside.
     
  • Turn down the water heater. Lowering the temperature of water in the water heater to 115-120 degrees reduces power use often without a noticeable difference to the user, says Prindle.
     
  • Keep heating vents clear. Vents blocked by rugs and furniture prevent heated air from circulating efficiently.
     
  • Use curtains. Opening curtains and shades on south-facing windows during the day allows solar radiation to warm a living space; closing all curtains at night helps retard the escape of that heat.
Low-cost fixes
So you've put the easiest, and free, ideas to work. Now you can really make a dent in that heating bill with one cheap trip to a hardware store (Home Depot, for example, has all of the items below) and a few hours of work
Block that leak!
The small gaps surrounding windows, doors and other areas in the American house, taken together, are like a 9-square-foot hole in the wall, according to EarthWorks Group's "30 Simple Energy Things You Can Do to Save the Earth." Plugging them can save you up to 10% on that heating bill, and the materials will pay for themselves within a year, ACEEE says.
First, find the leaks: On a windy day, hold a lit incense stick to the most common drafty areas: chimney flashing, recessed lighting, sill plates, window and door frames, all ducts and flues and electrical outlets.
Buy door sweeps ($3-$10) to close spaces under exterior doors, and caulk ($2-$5 per roll, plus a $10 caulk gun) or tacky rope caulk to block those drafty spots around window frames. Apply weather-stripping ($3-$6 for up to 17 feet) to movable joints. Outlet gaskets ($10 for 10) can easily be installed in electrical outlets in a home's outer walls, where cold air often enters.
Keep your ducts in a row
A home that uses ductwork to move heated air can lose up to 60% of that air before it reaches the vents if the ducts are poorly connected, not well insulated and travel through unheated spaces such as the attic or crawlspace, says the government. "If you are a halfway savvy do-it-yourselfer, and your ductwork and heating and air-conditioning equipment are in the attic, you can do an awful lot to fix your system, at low cost," says Sachs.
First, look for obvious places in the attic, basement or in crawlspaces where ducts have become disconnected. Reconnect them, and fix places where pipes are pinched, which impedes flow of heated air to the house, says the Department of Energy's Ryan.
Fix remaining gaps with tape, but don't use traditional duct tape, which deteriorates; instead, use metal-backed tape ($6-$10 per roll) or aerosol sealant. Where possible, wrap the ducts' exterior with special duct insulation ($8-$12 for 15 feet). Though the cost will be substantially more, it's a good idea to get a professional to help insulate ducts when electrical wires or lighting fixtures are nearby.
Other tips:
  • Swaddle water heater and pipes. Unless you've got a newer water heater that already has built-in insulation, covering your water heater with an insulated "jacket" ($17-$20) will keep costs down, especially if your heater is in an unheated place like a garage. Also, wrap water pipes ($1-$5 per 5-foot section) when possible, especially when they run through uninsulated areas.
     
  • Winterize windows. If you can't afford storm windows, put plastic film on those windows ($6 covers three windows) where a clear view isn't crucial, which will curb drafts and keep windows from rattling.
     
  • Buy a low-flow shower head. A water-efficient shower head (often less than $20) can use 25% to 50% less hot water, saving both on water and power bills, with little to no reduction in user satisfaction, says Prindle.
     
  • Buy a smart thermostat. If you're the kind of person who forgets to turn the temperature down at night and before work, but who doesn't mind programming things like the TV remote control, a "smart" thermostat ($50-$100) can be set to change the temperature for you.
     
  • Keep your furnace in shape. "It's amazing how often a heating or air conditioning unit stops working because a $3 or $15 air filter is clogged," says Sachs. Replace the air filter ($4-$16) according to manufacturer's directions and your heating system will operate more efficiently. Oil-fired boilers should be cleaned and tuned annually, and gas systems, every two years($100-$125). By maintaining your heating unit, you can save between 3% and 10% on heating bills, says ACEEE.
     
  • Look for other insulation opportunities. Some well-placed insulation, especially in the attic of older homes, can save a bundle ($7-$16, in rolls from 22-32 feet, depending on insulation value).
First, however, Sachs recommends going into the attic and looking for black-stained areas on the edges of the fiberglass. That's dust, and it shows where air is flowing up out of the living space. Sealing that area first will do more good than simply piling on more insulation.
By following all of the aforementioned strategies, the owner of an older home can likely save much more than 20% on heating bills, he says.
Thinking big
So you've spent the minimum and will now save a noticeable chunk of money. What else can you do in the future? Replace appliances, heating units, light fixtures and bulbs with high-efficiency replacements.
It costs money to save money, however. While an adequate vinyl window might cost $100-$150, a double-paned window with a low e-rating (that's a good thing) can cost $50-$100 more, says Nevil Eastwood, director of construction and environmental resources for Habitat for Humanity International in Georgia. "That adds up when you've got 15 windows in your house," Eastwood acknowledges.
Many experts therefore recommend buying high-efficiency windows and appliances as their predecessors wear out and you need to replace them anyway. Over time, the extra cost is recouped in improved efficiency.
"If your furnace is over 20 years old, you're probably paying far more to use it," says Maria Vargas, spokeswoman for Energy Star, a federal-government-backed program that promotes energy efficiency and that lends its name to energy-saving products. Furnaces bearing the Energy Star label are about 15% more efficient than a standard conventional model, says Vargas.
A Chicago resident might pay an Energy Star premium of $1,400 or so on an average home furnace for that area, Vargas says, but the savings pay off the extra cost in three or four years.
Many utilities offer discounts or rebates on energy-saving products. Call and ask. Loans are also sometimes available for major improvements that will incorporate energy-efficient products or to purchase a high-efficiency home.
Thank you, Washington (sort of)
The Energy Policy Act of 2005 gives most of its $14.5 billion in tax breaks over the next 10 years to businesses, but it does throw a few bones to homeowners, says CCH Inc., a provider of tax and accounting information and software.
Homeowners who make energy-efficient improvements to existing homes can qualify for a 10% tax credit, up to $500. A credit is a dollar-for-dollar reduction in taxes, compared with a deduction, which only decreases taxable income. Improvements that can qualify include adding insulation, metal roofs coated with heat-reducing pigments, and energy-efficient windows, doors and skylights (though only $200 can come from windows).
Other items that meet certain criteria qualify for the credit with specific limitations, according to CCH: Advanced main air circulating fans can earn up to a $50 credit; some natural gas, propane or oil furnaces or hot water boilers are eligible for up to a $150 credit; and qualifying electric and geothermal heat pumps qualify for up to a $300 credit. The credits can be taken on 2006 and 2007 returns, but the total credits for the two years cannot exceed the $500 maximum, says CCH.
The act also gives homeowners a tax credit for 30% of the cost of buying and installing residential solar water heating and photovoltaic equipment, says CCH. The maximum credit is $2,000. Solar water heaters for swimming pools and hot tubs do not qualify. The credit, which expires at the end of 2007, also applies to homeowners who install fuel cells to supply electricity. The maximum credit is $500 for each 0.5 kilowatt of capacity.
Still need help?
If you're really in a pinch to pay that heating bill, some agencies and governments offer help.
10 Ways to Winterize your Home – Now
You'll get a season's worth of savings and peace of mind by taking a few steps in the fall to get your home ready for cold weather.
So you've pulled your sweaters out of mothballs and found your mittens at the bottom of the coat closet. But what about your house -- is it prepared for the cold months ahead?
You'll be a lot less comfortable in the coming months if you haven't girded Home Sweet Home for Old Man Winter.
With the help of several experts, we've boiled down your autumn to-do list to 10 easy tips:

1. Clean those gutters  
Once the leaves fall, remove them and other debris from your home's gutters -- by hand, by scraper or spatula, and finally by a good hose rinse -- so that winter's rain and melting snow can drain. Clogged drains can form ice dams, in which water backs up, freezes and causes water to seep into the house, the Insurance Information Institute says.
As you're hosing out your gutters, look for leaks and misaligned pipes. Also, make sure the downspouts are carrying water away from the house's foundation, where it could cause flooding or other water damage.
"The rule of thumb is that water should be at least 10 feet away from the house," says Michael Broili, the director of the Well Home Program for the Phinney Neighborhood Association, a nationally recognized neighborhood group in Seattle.
2. Block those leaks
One of the best ways to winterize your home is to simply block obvious leaks around your house, both inside and out, experts say. The average American home has leaks that amount to a nine-square-foot hole in the wall, according to EarthWorks Group.
First, find the leaks: On a breezy day, walk around inside holding a lit incense stick to the most common drafty areas: recessed lighting, window and door frames, electrical outlets.
Then, buy door sweeps to close spaces under exterior doors, and caulk or apply tacky rope caulk to those drafty spots, says Danny Lipford, host of the nationally syndicated TV show "Today's Homeowner." Outlet gaskets can easily be installed in electrical outlets that share a home's outer walls, where cold air often enters.
Outside, seal leaks with weather-resistant caulk. For brick areas, use masonry sealer, which will better stand up to freezing and thawing. "Even if it's a small crack, it's worth sealing up," Lipford says. "It also discourages any insects from entering your home."
3. Insulate yourself
"Another thing that does cost a little money -- but boy, you do get the money back quick -- is adding insulation to the existing insulation in the attic," says Lipford. "Regardless of the climate conditions you live in, in the (U.S.) you need a minimum of 12 inches of insulation in your attic."
Don't clutter your brain with R-values or measuring tape, though. Here's Lipford's rule of thumb on whether you need to add insulation: "If you go into the attic and you can see the ceiling joists you know you don't have enough, because a ceiling joist is at most 10 or 11 inches."
A related tip: If you're layering insulation atop other insulation, don't use the kind that has "kraft face" finish (i.e., a paper backing). It acts as a vapor barrier, Lipford explains, and therefore can cause moisture problems in the insulation.
4. Check the furnace
First, turn your furnace on now, to make sure it's even working, before the coldest weather descends. A strong, odd, short-lasting smell is natural when firing up the furnace in the autumn; simply open windows to dissipate it. But if the smell lasts a long time, shut down the furnace and call a professional.
It's a good idea to have furnaces cleaned and tuned annually. Costs will often run about $100-$125. An inspector should do the following, among other things:
• Make sure that the thermostat and pilot light are working properly.
• Make sure that the fuel pipe entering your furnace doesn't have a leak.
• Check the heat exchanger for cracks -- a crack can send carbon monoxide into the home.
• Change the filter.
Throughout the winter you should change the furnace filters regularly (check them monthly). A dirty filter impedes air flow, reduces efficiency and could even cause a fire in an extreme case. Toss out the dirty fiberglass filters; reusable electrostatic or electronic filters can be washed.
5. Get your ducts in a row
According to the U.S. Department of Energy, a home with central heating can lose up to 60% of its heated air before that air reaches the vents if ductwork is not well-connected and insulated, or if it must travel through unheated spaces. That's a huge amount of wasted money, not to mention a chilly house. (Check out this audit tool for other ideas on how to save on your energy bills this winter.)
Ducts aren't always easy to see, but you can often find them exposed in the attic, the basement and crawlspaces. Repair places where pipes are pinched, which impedes flow of heated air to the house, and fix gaps with a metal-backed tape (duct tape actually doesn't stand up to the job over time).
Ducts also should be vacuumed once every few years, to clean out the abundant dust, animal hair and other gunk that can gather in them and cause respiratory problems.
6. Face your windows
Now, of course, is the time to take down the window screens and put up storm windows, which provide an extra layer of protection and warmth for the home. Storm windows are particularly helpful if you have old, single-pane glass windows. But if you don't have storm windows, and your windows are leaky or drafty, "They need to be updated to a more efficient window," says Lipford.
Of course, windows are pricey. Budget to replace them a few at a time, and in the meantime, buy a window insulator kit, Lipford and Broili recommend. Basically, the kit is plastic sheeting that's affixed to a window’s interior with double-stick tape. A hair dryer is then used to shrink-wrap the sheeting onto the window. (It can be removed in the spring.) "It's temporary and it's not pretty, but it's inexpensive (about $4 a window) and it's extremely effective," says Lipford.
7. Don't forget the chimney
Ideally, spring is the time to think about your chimney, because "chimney sweeps are going crazy right now, as you might have guessed," says Ashley Eldridge, director of education for the Chimney Safety Institute of America.
That said, don't put off your chimney needs before using your fireplace, Eldridge advises. "A common myth is that a chimney needs to be swept every year," says Eldridge. Not true. But a chimney should at least be inspected before use each year, he adds. "I've seen tennis balls and ducks in chimneys," he says.
Ask for a Level 1 inspection, in which the professional examines the readily accessible portions of the chimney, Eldridge says. "Most certified chimney sweeps include a Level 1 service with a sweep," he adds.
Woodstoves are a different beast, however, cautions Eldridge. They should be swept more than once a year. A general rule of thumb is that a cleaning should be performed for every ¼ inch of creosote, "anywhere that it's found." Why? "If it's ash, then it's primarily lye -- the same stuff that was once used to make soap, and it's very acidic." It can cause mortar and the metal damper to rot, Eldridge says.
Another tip: Buy a protective cap for your chimney, with a screen, advises Eldridge. "It's probably the single easiest protection" because it keeps out foreign objects (birds, tennis balls) as well as rain that can mix with the ash and eat away at the fireplace's walls. He advises buying based on durability, not appearance.
One other reminder: To keep out cold air, fireplace owners should keep their chimney's damper closed when the fireplace isn't in use. And for the same reason, woodstove owners should have glass doors on their stoves, and keep them closed when the stove isn't in use.
Check out CSIA'S Web site for a list of certified chimney sweeps in your area.
8. Reverse that fan
"Reversing your ceiling fan is a small tip that people don't often think of," says Lipford. By reversing its direction from the summer operation, the fan will push warm air downward and force it to recirculate, keeping you more comfortable. (Here's how you know the fan is ready for winter: As you look up, the blades should be turning clockwise, says Lipford.)
9. Wrap those pipes
A burst pipe caused by a winter freeze is a nightmare. Prevent it before Jack Frost sets his grip: Before freezing nights hit, make certain that the water to your hose bibs is shut off inside your house (via a turnoff valve), and that the lines are drained, says Broili. In climes such as Portland, Ore., or Seattle, where freezing nights aren't commonplace, you can install Styrofoam cups with a screw attachment to help insulate spigots, says Broili. 
Next, go looking for other pipes that aren't insulated, or that pass through unheated spaces -- pipes that run through crawlspaces, basements or garages. Wrap them with pre-molded foam rubber sleeves or fiberglass insulation, available at hardware stores. If you're really worried about a pipe freezing, you can first wrap it with heating tape, which is basically an electrical cord that emits heat.
10. Finally, check those alarms
This is a great time to check the operation -- and change the batteries -- on your home's smoke detectors. Detectors should be replaced every 10 years, fire officials say. Test them -- older ones in particular -- with a small bit of actual smoke, and not just by pressing the "test" button. Check to see that your fire extinguisher is still where it should be, and still works.
Also, invest in a carbon-monoxide detector; every home should have at least one.